Billing and Insurance
Financing Options
(Not applicable to Full Body Screening MRI or Screening MRI Plus)
Standard Insurance Billing
- Lesser of contracted rates with your health plan or Clarity Care standard fees
- You are responsible for coinsurance, deductible and any non-covered services
- Estimated patient responsibility amount, or initial payment plan payment, due at time of service
- Claims submitted to insurance
- Remaining balance after insurance and time of service payment will be billed
- Any overpayment will be promptly refunded.
Cash Pay Discounts
- Discounted fees
- Full payment due at time of service
- No insurance claims (payments will not count towards insurance deductible or out of pocket maximums)
Clarity Care Payment Plan
- Lesser of contracted rates with your health plan or Clarity Care standard fees
- No interest
- Pay in up to six equal monthly installments, first payment due at the time of service
- $50 minimum monthly payment
- Requires auto-pay by credit or debit card, or bank account for e-Check
- Can be set up at time of service
Low Interest Bank Loan
May be used to finance patient responsibility amounts with standard insurance billing, or cash pay discounts. Apply and complete documents at least two business days prior to services. Approval is automatic. $300 minimum, $10,000 maximum (higher amounts may be considered). You choose the term (up to 60 months) and monthly payment amount. First payment due about 45 days after loan origination. 13.49% simple interest, or 12.49% simple interest with auto-pay. No pre-payment penalties. If the amount owed after insurance is less than the loan amount, the loan balance will be reduced. Bank loans are not offered to Medicaid recipients, or if there is a history of unpaid bad debt owed to Clarity Care or United Imaging Consultants.